Read Our Full Proposal: The Prosperity Agenda

Floridians are working harder than ever, yet too many families are falling further behind. Across Sarasota, Charlotte, and Lee Counties, parents are watching grocery bills rise, insurance premiums explode, rents climb, and childcare costs spiral out of reach. Nearly 1 in 5 children in Florida — more than 800,000 kids — face hunger or food insecurity. Families who do everything right are being punished while corporations, insurers, and the ultra-wealthy cash in.

That burden falls hardest on working parents, seniors on fixed incomes, teachers, service workers, and young families trying to build a future in the communities they love. While costs soar, wages lag behind. While homeowners struggle, insurers flee the market. While parents scramble for childcare, politicians in Washington focus on giveaways for special interests.

Allen Spence knows Florida families deserve better. He knows prosperity is not measured by stock prices or billionaire wealth, but by whether a family can afford groceries, whether a teacher can stay in the classroom, whether a young couple can buy their first home, and whether every child has food on the table.

Why Allen Spence?

Allen Spence brings over 20 years of experience in finance and economics, where he has

• Helped manage how stock trades are processed in regulated markets,

• Made sure companies followed federal financial laws and rules, and

• Worked to make financial systems more transparent and fair.

  
  

He understands how modern financial systems actually work, not in theory but in practice. How risk is priced. How costs are passed down. And how regulatory gaps are exploited at the expense of ordinary families.

Unlike career politicians who avoid accountability, Spence believes leadership starts with showing up, listening, and solving real problems, not playing partisan games or avoiding town halls.

He is also a father, a Scouting America leader, and a lifelong Floridian raising his family in Southwest Florida. He is not running for a political career. He is running to fix a system that is no longer working for the people who live under it.

In Congress, Allen Spence Will Fight For

1. Monthly Child Tax Credit payments for working families,

2. Ending tariff-driven price increases on food and essentials,

3. Capping credit card interest rates and strengthening consumer protections,

4. Universal school meals so no child goes hungry,

5. Universal childcare to support working parents,

6. A national catastrophe insurance risk pool to lower Florida premiums,

7. First-time homebuyer tax credits of up to $7,500 and housing supply expansion,

8. A $10,000 annual teacher retention tax credit,

9. Ending credit score discrimination outside lending,

10. Market-based climate policies that lower household costs,

11. Higher accountability for Big Tech energy consumption, and

12. Closing billionaire tax loopholes and ending carried interest abuse.

Lower Costs for Working Families

Florida families are not failing the economy — the economy is failing them.

In Congress, Spence will prioritize immediate cost relief:

End Tariff Taxes on Families

Tariffs function as hidden consumption taxes on working people, raising prices on groceries, medicine, and construction materials. Spence will vote to repeal them.

Deliver Monthly Tax Relief

Tax relief should arrive when families need it.

Spence will fight to

• Expand the Child Tax Credit,

• Deliver it monthly instead of annually, and

• Strengthen the Earned Income Tax Credit for working households.

Cap Credit Card Interest Rates

Credit card debt is trapping families in long-term financial instability.

Spence will support federal legislation capping interest rates tied to Treasury benchmarks and restoring strong consumer financial protections.

Lower Prescription Drug Prices

No family should be forced to ration medicine.

Spence will support Medicare negotiation authority, expanded public options, and stronger pricing transparency laws.

Make Sure Every Child is Fed and Every Family Can Build Stability

Universal School Meals

Spence will support federal legislation guaranteeing free school breakfast and lunch for every child.

End Child Hunger in Summer and After School

Expand USDA-backed summer and after-school meal programs so no child goes hungry outside the classroom.

Universal Childcare Support

Spence will work to build a national childcare system modeled on successful state programs to reduce the burden on working parents.

$10,000 Teacher Retention Tax Credit

Congress must stop the teacher attrition crisis by directly rewarding experienced educators who stay in classrooms.

Fix Housing and Insurance Markets

Southwest Florida sits on the front lines of both housing affordability and climate-driven insurance instability.

Expand Housing Supply and First-Time Homeownership

Spence will support

• Expanded housing tax incentives,

• Faster federal permitting coordination,

• Strong eviction prevention funding, and

• A renewed First-Time Homebuyer Tax Credit (up to $7,500).

  
  

National Insurance Risk Pooling

Florida homeowners are being priced out of coverage due to concentrated climate risk.

Spence will advocate for a national catastrophe insurance framework that spreads risk across states and stabilizes premiums.

Resilient Housing Investments

Federal incentives for flood and storm mitigation will reduce long-term disaster costs and protect homeowners.

Build an Economy That Rewards Work

Stronger Wages and Worker Security

Spence will support

• A federally recognized living wage standard,

• Paid family and medical leave, and

• Stronger workforce participation programs.

  
  

Real Small Business Policy

Washington often defines “small business” in ways that favor large corporations.

Spence will push to

• Redefine small businesses as under 100 employees for federal programs,

• Expand contracting access for women-owned businesses,

• Require at least 25% of federal contracts go to true small businesses, and

• Increase access to low-interest capital for local hiring and training.

Market-Based Climate and Energy Reform

Climate change is already increasing insurance costs and threatening Florida’s long-term affordability.

Spence supports market-based climate solutions:

• Cap-and-trade systems,

• Pollution credit markets, and

• Revenue-neutral carbon pricing.

  
  

These tools ensure polluters pay the cost of emissions while incentivizing private-sector innovation and lowering long-term household costs.

Large energy users, including data centers, should pay fair market rates reflecting their grid impact.

End Tax Loopholes for the Ultra-Wealthy

Spence will fight to close structural tax advantages for the wealthiest Americans, including

• Ending carried interest loopholes,

• Closing stepped-up basis abuses above $1 billion in estates,

• Taxing ultra-wealthy asset-backed loans used to avoid income taxes,

• Eliminating abusive charitable foundation deductions, and

• Ending preferential capital gains treatment loopholes.

Fiscal Responsibility that Strengthens Families

Spence supports responsible federal budgeting that

• Reduces wasteful spending,

• Prioritizes domestic economic stability,

• Invests in education, housing, healthcare, and child welfare, and

• Supports long-term growth for working families.

A Prosperity Agenda for Congress

Real prosperity is not defined by markets or billionaires.

It is defined by whether families can afford groceries.

Whether parents can afford childcare.

Whether teachers can stay in classrooms.

Whether seniors can stay in their homes.

Whether young people believe the future is still worth building here.

That is the standard Spence will bring to Congress.

That is the Prosperity Agenda.